Conventional & VA Loans on Twice Moved Manufactured Homes
Yes, a twice moved manufactured home can be financed. There's more than one way to get it done, even on homes moved three or four…
Read the article
Bend Mortgage Brokers
News
All
All
Broker Benefits
Farm and Agricultural Loans
Home Loan Programs
Homebuyer Education
House Hack
Local Mortgage Report
Relocations
Shopping Rates
Uncategorized
Zero Down Programs
Divorce and Your Mortgage: Refinance, Buy Out Your Ex, or Buy Your Own
Keep the house and buy your ex out, or buy your own place even while you're still on the old mortgage. Here is how divorce…
Read the article
Roof Insurance Coverage Was Killing Conventional Loan Deals. Not Anymore.
For a long time, ACV roof insurance has been quietly killing conventional loan deals. If the roof was insured as actual cash…
Read the article
Adult Foster Home, Group Home, And Halfway House Financing In Oregon, Washington, And Colorado
When Other Lenders Say No To Group Home Financing Other lenders say no to group home financing. We have a conventional loan…
Read the article
Which Mortgage Loan Program Is Right for You in Oregon, Washington, or Colorado?
Choosing the Right Loan Starts With Understanding Your Options Choosing the Right Loan Starts With Understanding Your…
Read the article
Home Loan Programs
W-2 and Self Employed Income Mortgages (OR, WA, CO)
How to Qualify Using Both W2 Income and Self Employed Income on a Conventional Loan If you are looking for a W2 and self employed…
Read the article
Buying A Home In An Active Chapter 13 Bankruptcy With As Low As 3.5% Down
Most people in an active Chapter 13 bankruptcy have been told the same thing over and over. “You have to wait until your…
Read the article
Reverse Mortgages and Other Ways Seniors Can Unlock Cash
If you’re 62 or older and need extra cash for home improvements, medical expenses, or just to enjoy retirement, you have more…
Read the article
From Bend to Boulder, Smarter Home Loans Start with a Real Broker
Let’s face it, not all mortgage experiences are created equal.Too many buyers are getting stuck with bloated rates, slow turn…
Read the article
A Smarter Way to Tap Home Equity Without Losing Your Low Rate
Let’s talk about a HELOC that actually works for today’s homeowners. If you’ve built up equity and don’t want to touch your first…
Read the article
Home Loan Programs
Yes, You Can Finance That: Unique Homes with Conventional Loans in Oregon
At Bend Mortgage Brokers, we hear it all the time:"My bank said they can't finance it.""They told me I needed three similar…
Read the article
“USDA Home Loans: No Farms, No Down Payment, No City Limits
Sorry for the let down- there are no cows allowed on USDA mortgages. On the bright side USDA loans are hands down one of the best…
Read the article
Home Loan Programs
2025 Fannie Mae and Freddie Mac AMI Limit Update
2025 Income Limits Just Expanded – Big Changes for First-Time Buyers in Central Oregon Hot off the press- The new Conventional…
Read the article
Unlock the Benefits of VA Loans with Expert Guidance
VA Loans: The Best All-Around Mortgage Option VA loans are the best all-around mortgage out there. They offer the best rates of…
Read the article
Uncategorized
Home Loans Based on Assets Only, Not Income
If you've been struggling to get approved for a mortgage because your income doesn't fit traditional lender requirements, I have…
Read the article
Unleash the Potential with Construction and Renovation Loans
New Builds and Renovations Made Easy I'm excited to talk about two of my favorite product types - our construction and renovation…
Read the article2025 Conventional Loan Limits Effective Today, FHA Loan Limits Announced for 1/1/2025
New Conventional Loan Limits for 2025 Are Here! Effective immediately, the new loan limits for 2025 Fannie Mae and Freddie Mac…
Read the article
Broker Benefits
Mortgages From Brokers are Cheaper- Let’s Help You Save
Why You Might Be Paying Too Much Without Realizing It A question for you: knowing that the typical rate for a realtor is 2-3%,…
Read the article
Zero Down Programs
Oregon Flex 0% Down Payment- New and Improved Zero Down Home Loan Programs Added
Updated Oregon Flex Loan Program – New 0% Down FirstHome & NextStep Programs As of November 1st, the Oregon Flex Loan Program…
Read the article
Buying a Second Home vs. Buying Your Second Home
Buying a New Primary Residence vs. a Second Home: Clarifying the Differences There’s a lot of confusion in the phrase “Second…
Read the article
Bend Mortgage Brokers- Your Local Farm and Ag Lending Experts
Our Agricultural Loan Products- Tailored Solutions for Rural and Agricultural Needs I am excited to announce that I am now able…
Read the article
Unlocking Homeownership Dreams: Bend’s First Time Homebuyer Down Payment Assistance Program
We officially have another great opportunity for buyers needing help with their down payment! Thanks to help from the City of…
Read the article
Bend Mortgage Brokers- Why a Broker?
Bend Mortgage Brokers is different than your majority of mortgage companies. We are a small boutique brokerage, which means you…
Read the article
Deschutes County ADU Code Changes
A big change is on the way for Rural Deschutes county residents. Starting 12/1/2023 Residents in Deschutes county outside of City…
Read the articleFHA Now Accepting ADU Rental Income
In a huge change of policy last week the FHA has said you can now use ADU rental income to Qualify on your mortgage. Previously…
Read the article
House Hack
House Hacking Getting More Affordable
Fannie Mae just announced loosened down payment restrictions on 2-4 unit properties. What used to be 15-25% down payment minimum,…
Read the article
Manufactured Homes
Contrary to popular belief manufactured homes qualify for the majority of home loan programs including: Conventional FHA, and VA.…
Read the article
Work from Home Capital of the USA
Bend is yet again at the top of a few lists of "work from home" cities. While a hot topic on both sides of the real estate…
Read the article
Waiting for that big market crash? You may not want hold your breath waiting for foreclosures.
If you are waiting for that big market crash that some people love to talk about, I wouldn’t hold your breath. Q2 of 2023…
Read the article
Adult Foster Home, Group Home, And Halfway House Financing In Oregon, Washington, And Colorado
When Other Lenders Say No To Group Home Financing Other lenders say no to group home financing. We have a conventional loan…
Read the article
Which Mortgage Loan Program Is Right for You in Oregon, Washington, or Colorado?
Choosing the Right Loan Starts With Understanding Your Options Choosing the Right Loan Starts With Understanding Your…
Read the article Home Loan Programs
W-2 and Self Employed Income Mortgages (OR, WA, CO)
How to Qualify Using Both W2 Income and Self Employed Income on a Conventional Loan If you are looking for a W2 and self employed…
Read the article
Buying A Home In An Active Chapter 13 Bankruptcy With As Low As 3.5% Down
Most people in an active Chapter 13 bankruptcy have been told the same thing over and over. “You have to wait until your…
Read the article
Reverse Mortgages and Other Ways Seniors Can Unlock Cash
If you’re 62 or older and need extra cash for home improvements, medical expenses, or just to enjoy retirement, you have more…
Read the article
From Bend to Boulder, Smarter Home Loans Start with a Real Broker
Let’s face it, not all mortgage experiences are created equal.Too many buyers are getting stuck with bloated rates, slow turn…
Read the article Home Loan Programs
Yes, You Can Finance That: Unique Homes with Conventional Loans in Oregon
At Bend Mortgage Brokers, we hear it all the time:"My bank said they can't finance it.""They told me I needed three similar…
Read the article
“USDA Home Loans: No Farms, No Down Payment, No City Limits
Sorry for the let down- there are no cows allowed on USDA mortgages. On the bright side USDA loans are hands down one of the best…
Read the article
Unlock the Benefits of VA Loans with Expert Guidance
VA Loans: The Best All-Around Mortgage Option VA loans are the best all-around mortgage out there. They offer the best rates of…
Read the article Broker Benefits
Mortgages From Brokers are Cheaper- Let’s Help You Save
Why You Might Be Paying Too Much Without Realizing It A question for you: knowing that the typical rate for a realtor is 2-3%,…
Read the article
Bend Mortgage Brokers- Why a Broker?
Bend Mortgage Brokers is different than your majority of mortgage companies. We are a small boutique brokerage, which means you…
Read the article
Buying A Home In An Active Chapter 13 Bankruptcy With As Low As 3.5% Down
Most people in an active Chapter 13 bankruptcy have been told the same thing over and over. “You have to wait until your…
Read the article Home Loan Programs
Yes, You Can Finance That: Unique Homes with Conventional Loans in Oregon
At Bend Mortgage Brokers, we hear it all the time:"My bank said they can't finance it.""They told me I needed three similar…
Read the article
Bend Mortgage Brokers- Your Local Farm and Ag Lending Experts
Our Agricultural Loan Products- Tailored Solutions for Rural and Agricultural Needs I am excited to announce that I am now able…
Read the article
Conventional & VA Loans on Twice Moved Manufactured Homes
Yes, a twice moved manufactured home can be financed. There's more than one way to get it done, even on homes moved three or four…
Read the article
Roof Insurance Coverage Was Killing Conventional Loan Deals. Not Anymore.
For a long time, ACV roof insurance has been quietly killing conventional loan deals. If the roof was insured as actual cash…
Read the article
Adult Foster Home, Group Home, And Halfway House Financing In Oregon, Washington, And Colorado
When Other Lenders Say No To Group Home Financing Other lenders say no to group home financing. We have a conventional loan…
Read the article
Which Mortgage Loan Program Is Right for You in Oregon, Washington, or Colorado?
Choosing the Right Loan Starts With Understanding Your Options Choosing the Right Loan Starts With Understanding Your…
Read the article Home Loan Programs
W-2 and Self Employed Income Mortgages (OR, WA, CO)
How to Qualify Using Both W2 Income and Self Employed Income on a Conventional Loan If you are looking for a W2 and self employed…
Read the article
Buying A Home In An Active Chapter 13 Bankruptcy With As Low As 3.5% Down
Most people in an active Chapter 13 bankruptcy have been told the same thing over and over. “You have to wait until your…
Read the article
Reverse Mortgages and Other Ways Seniors Can Unlock Cash
If you’re 62 or older and need extra cash for home improvements, medical expenses, or just to enjoy retirement, you have more…
Read the article
From Bend to Boulder, Smarter Home Loans Start with a Real Broker
Let’s face it, not all mortgage experiences are created equal.Too many buyers are getting stuck with bloated rates, slow turn…
Read the article
A Smarter Way to Tap Home Equity Without Losing Your Low Rate
Let’s talk about a HELOC that actually works for today’s homeowners. If you’ve built up equity and don’t want to touch your first…
Read the article Home Loan Programs
Yes, You Can Finance That: Unique Homes with Conventional Loans in Oregon
At Bend Mortgage Brokers, we hear it all the time:"My bank said they can't finance it.""They told me I needed three similar…
Read the article
“USDA Home Loans: No Farms, No Down Payment, No City Limits
Sorry for the let down- there are no cows allowed on USDA mortgages. On the bright side USDA loans are hands down one of the best…
Read the article Home Loan Programs
2025 Fannie Mae and Freddie Mac AMI Limit Update
2025 Income Limits Just Expanded – Big Changes for First-Time Buyers in Central Oregon Hot off the press- The new Conventional…
Read the article
Unlock the Benefits of VA Loans with Expert Guidance
VA Loans: The Best All-Around Mortgage Option VA loans are the best all-around mortgage out there. They offer the best rates of…
Read the article Uncategorized
Home Loans Based on Assets Only, Not Income
If you've been struggling to get approved for a mortgage because your income doesn't fit traditional lender requirements, I have…
Read the article
Unleash the Potential with Construction and Renovation Loans
New Builds and Renovations Made Easy I'm excited to talk about two of my favorite product types - our construction and renovation…
Read the article2025 Conventional Loan Limits Effective Today, FHA Loan Limits Announced for 1/1/2025
New Conventional Loan Limits for 2025 Are Here! Effective immediately, the new loan limits for 2025 Fannie Mae and Freddie Mac…
Read the article Broker Benefits
Mortgages From Brokers are Cheaper- Let’s Help You Save
Why You Might Be Paying Too Much Without Realizing It A question for you: knowing that the typical rate for a realtor is 2-3%,…
Read the article Zero Down Programs
Oregon Flex 0% Down Payment- New and Improved Zero Down Home Loan Programs Added
Updated Oregon Flex Loan Program – New 0% Down FirstHome & NextStep Programs As of November 1st, the Oregon Flex Loan Program…
Read the article
Buying a Second Home vs. Buying Your Second Home
Buying a New Primary Residence vs. a Second Home: Clarifying the Differences There’s a lot of confusion in the phrase “Second…
Read the article
Bend Mortgage Brokers- Your Local Farm and Ag Lending Experts
Our Agricultural Loan Products- Tailored Solutions for Rural and Agricultural Needs I am excited to announce that I am now able…
Read the article
Unlocking Homeownership Dreams: Bend’s First Time Homebuyer Down Payment Assistance Program
We officially have another great opportunity for buyers needing help with their down payment! Thanks to help from the City of…
Read the article
Oregon FLEX Loan- Down Payment Assistance. 0% Down from you!
I am excited to announce I am now able to offer the State of Oregon's FLEX Loan. This allows 0% down purchases in all of Oregon,…
Read the article
Deschutes County ADU Code Changes
A big change is on the way for Rural Deschutes county residents. Starting 12/1/2023 Residents in Deschutes county outside of City…
Read the articleFHA Now Accepting ADU Rental Income
In a huge change of policy last week the FHA has said you can now use ADU rental income to Qualify on your mortgage. Previously…
Read the article
Manufactured Homes
Contrary to popular belief manufactured homes qualify for the majority of home loan programs including: Conventional FHA, and VA.…
Read the article
Conventional & VA Loans on Twice Moved Manufactured Homes
Yes, a twice moved manufactured home can be financed. There's more than one way to get it done, even on homes moved three or four…
Read the article
Adult Foster Home, Group Home, And Halfway House Financing In Oregon, Washington, And Colorado
When Other Lenders Say No To Group Home Financing Other lenders say no to group home financing. We have a conventional loan…
Read the article
Which Mortgage Loan Program Is Right for You in Oregon, Washington, or Colorado?
Choosing the Right Loan Starts With Understanding Your Options Choosing the Right Loan Starts With Understanding Your…
Read the article
Adult Foster Home, Group Home, And Halfway House Financing In Oregon, Washington, And Colorado
When Other Lenders Say No To Group Home Financing Other lenders say no to group home financing. We have a conventional loan…
Read the article
“USDA Home Loans: No Farms, No Down Payment, No City Limits
Sorry for the let down- there are no cows allowed on USDA mortgages. On the bright side USDA loans are hands down one of the best…
Read the article
Buying a Second Home vs. Buying Your Second Home
Buying a New Primary Residence vs. a Second Home: Clarifying the Differences There’s a lot of confusion in the phrase “Second…
Read the article
Unlocking Homeownership Dreams: Bend’s First Time Homebuyer Down Payment Assistance Program
We officially have another great opportunity for buyers needing help with their down payment! Thanks to help from the City of…
Read the articleFHA Now Accepting ADU Rental Income
In a huge change of policy last week the FHA has said you can now use ADU rental income to Qualify on your mortgage. Previously…
Read the article House Hack
House Hacking Getting More Affordable
Fannie Mae just announced loosened down payment restrictions on 2-4 unit properties. What used to be 15-25% down payment minimum,…
Read the article
Work from Home Capital of the USA
Bend is yet again at the top of a few lists of "work from home" cities. While a hot topic on both sides of the real estate…
Read the article
Conventional & VA Loans on Twice Moved Manufactured Homes
Yes, a twice moved manufactured home can be financed. There's more than one way to get it done, even on homes moved three or four…
Read the article
Roof Insurance Coverage Was Killing Conventional Loan Deals. Not Anymore.
For a long time, ACV roof insurance has been quietly killing conventional loan deals. If the roof was insured as actual cash…
Read the article
From Bend to Boulder, Smarter Home Loans Start with a Real Broker
Let’s face it, not all mortgage experiences are created equal.Too many buyers are getting stuck with bloated rates, slow turn…
Read the article Home Loan Programs
Yes, You Can Finance That: Unique Homes with Conventional Loans in Oregon
At Bend Mortgage Brokers, we hear it all the time:"My bank said they can't finance it.""They told me I needed three similar…
Read the article Home Loan Programs
2025 Fannie Mae and Freddie Mac AMI Limit Update
2025 Income Limits Just Expanded – Big Changes for First-Time Buyers in Central Oregon Hot off the press- The new Conventional…
Read the article
Unlock the Benefits of VA Loans with Expert Guidance
VA Loans: The Best All-Around Mortgage Option VA loans are the best all-around mortgage out there. They offer the best rates of…
Read the article
Unleash the Potential with Construction and Renovation Loans
New Builds and Renovations Made Easy I'm excited to talk about two of my favorite product types - our construction and renovation…
Read the article2025 Conventional Loan Limits Effective Today, FHA Loan Limits Announced for 1/1/2025
New Conventional Loan Limits for 2025 Are Here! Effective immediately, the new loan limits for 2025 Fannie Mae and Freddie Mac…
Read the article Broker Benefits
Mortgages From Brokers are Cheaper- Let’s Help You Save
Why You Might Be Paying Too Much Without Realizing It A question for you: knowing that the typical rate for a realtor is 2-3%,…
Read the article Zero Down Programs
Oregon Flex 0% Down Payment- New and Improved Zero Down Home Loan Programs Added
Updated Oregon Flex Loan Program – New 0% Down FirstHome & NextStep Programs As of November 1st, the Oregon Flex Loan Program…
Read the article
Deschutes County ADU Code Changes
A big change is on the way for Rural Deschutes county residents. Starting 12/1/2023 Residents in Deschutes county outside of City…
Read the articleFHA Now Accepting ADU Rental Income
In a huge change of policy last week the FHA has said you can now use ADU rental income to Qualify on your mortgage. Previously…
Read the article
Manufactured Homes
Contrary to popular belief manufactured homes qualify for the majority of home loan programs including: Conventional FHA, and VA.…
Read the article
Work from Home Capital of the USA
Bend is yet again at the top of a few lists of "work from home" cities. While a hot topic on both sides of the real estate…
Read the article
Waiting for that big market crash? You may not want hold your breath waiting for foreclosures.
If you are waiting for that big market crash that some people love to talk about, I wouldn’t hold your breath. Q2 of 2023…
Read the article
Unlock the Benefits of VA Loans with Expert Guidance
VA Loans: The Best All-Around Mortgage Option VA loans are the best all-around mortgage out there. They offer the best rates of…
Read the article
Buying a Second Home vs. Buying Your Second Home
Buying a New Primary Residence vs. a Second Home: Clarifying the Differences There’s a lot of confusion in the phrase “Second…
Read the article House Hack
House Hacking Getting More Affordable
Fannie Mae just announced loosened down payment restrictions on 2-4 unit properties. What used to be 15-25% down payment minimum,…
Read the article
Work from Home Capital of the USA
Bend is yet again at the top of a few lists of "work from home" cities. While a hot topic on both sides of the real estate…
Read the article Home Loan Programs
W-2 and Self Employed Income Mortgages (OR, WA, CO)
How to Qualify Using Both W2 Income and Self Employed Income on a Conventional Loan If you are looking for a W2 and self employed…
Read the article Home Loan Programs
2025 Fannie Mae and Freddie Mac AMI Limit Update
2025 Income Limits Just Expanded – Big Changes for First-Time Buyers in Central Oregon Hot off the press- The new Conventional…
Read the article
Unlock the Benefits of VA Loans with Expert Guidance
VA Loans: The Best All-Around Mortgage Option VA loans are the best all-around mortgage out there. They offer the best rates of…
Read the article2025 Conventional Loan Limits Effective Today, FHA Loan Limits Announced for 1/1/2025
New Conventional Loan Limits for 2025 Are Here! Effective immediately, the new loan limits for 2025 Fannie Mae and Freddie Mac…
Read the article Broker Benefits
Mortgages From Brokers are Cheaper- Let’s Help You Save
Why You Might Be Paying Too Much Without Realizing It A question for you: knowing that the typical rate for a realtor is 2-3%,…
Read the article Zero Down Programs
Oregon Flex 0% Down Payment- New and Improved Zero Down Home Loan Programs Added
Updated Oregon Flex Loan Program – New 0% Down FirstHome & NextStep Programs As of November 1st, the Oregon Flex Loan Program…
Read the article Uncategorized
Home Loans Based on Assets Only, Not Income
If you've been struggling to get approved for a mortgage because your income doesn't fit traditional lender requirements, I have…
Read the article
Unleash the Potential with Construction and Renovation Loans
New Builds and Renovations Made Easy I'm excited to talk about two of my favorite product types - our construction and renovation…
Read the article Home Loan Programs
Yes, You Can Finance That: Unique Homes with Conventional Loans in Oregon
At Bend Mortgage Brokers, we hear it all the time:"My bank said they can't finance it.""They told me I needed three similar…
Read the article
“USDA Home Loans: No Farms, No Down Payment, No City Limits
Sorry for the let down- there are no cows allowed on USDA mortgages. On the bright side USDA loans are hands down one of the best…
Read the article
Unlock the Benefits of VA Loans with Expert Guidance
VA Loans: The Best All-Around Mortgage Option VA loans are the best all-around mortgage out there. They offer the best rates of…
Read the article Zero Down Programs
Oregon Flex 0% Down Payment- New and Improved Zero Down Home Loan Programs Added
Updated Oregon Flex Loan Program – New 0% Down FirstHome & NextStep Programs As of November 1st, the Oregon Flex Loan Program…
Read the article
Unlocking Homeownership Dreams: Bend’s First Time Homebuyer Down Payment Assistance Program
We officially have another great opportunity for buyers needing help with their down payment! Thanks to help from the City of…
Read the article