FHA Financing Now Available on Twice Moved Manufactured Homes
Matt Boytz
March 25, 2025
I can now offer FHA financing on twice-moved manufactured homes through a special pilot program with the FHA. This is a big deal for anyone looking to buy a home that’s been relocated more than once—something that used to be a deal-breaker with just about every loan type outside of VA, or came with horrible rates and huge down payments. By “moved once” that means from the dealer, or manufacturer to the house site. Twice-moved refers to a home that was fully installed on one home site, then later sold and moved to another property.
You ever see those manufactured homes that have been sitting for a while? Or maybe a listing that seems like a good deal but just hasn’t moved? A lot of times, those are twice-moved homes—and they’ve been pretty much untouchable when it comes to financing. Until now.
As long as it’s a double wide or larger, we’re good to go. Single wides still aren’t eligible, but this opens the door for a lot more buyers.
- Same low down payment options
- Same competitive FHA rates
- No income limits
- You don’t have to be a first-time homebuyer
- Must be your primary residence
If you’ve been eyeing a double wide that’s moved twice, let’s talk. This could be the solution to get you into your next home.
Apply here, shoot me an email at Matt@BendMortgageBrokers.com, or feel free to call or text me at 541-972-8616.